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Why Finance High-Efficiency Air Conditioning Systems?

When considering a furnace or AC replacement, look for ways the system can pay for itself over time. For example, a typical 3-ton base 14 SEER system will cost around $5,500-6,500. Even though this is the lowest efficiency for an air conditioning or heat pump system you can buy, $5,500-6,500 is still a lot of money and, often, an unplanned expense that will drain your savings quickly. With affordable AC unit financing, the cost of replacing your air conditioner with a more efficient unit can be managed while saving you money by lowering utility bills.

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High-Efficiency AC Systems Pay for Themselves Over Time

Upgrading to a higher efficiency HVAC system is an option that gets you an AC unit that pays for itself over time. For example, instead of the base single-stage system at $5,500-6,500, consider a two-stage heat pump with a variable speed air handler or an inverter system. The utility savings can be significant. The technology in these systems allows them to heat and cool your home with a lower-speed compressor and motor operation than a single-stage system, so your energy consumption to is much less than single-stage operation.

Consider this analogy: Imagine you’re driving a car from intersection to intersection. Is it more efficient to press the gas to the floor and go as fast as you can to get the next stop light and slam on the brakes to stop, or to use cruise control to maintain an optimal speed and slowly come to a stop? The answer is, of course, the latter option, and the same thought holds true in air conditioning.

Our HVAC Financing Options Make Upgrading Easy

So, how can we make high-efficiency HVAC equipment affordable? EnerBank and Greens Energy are now offering a 10-year, 6.99% fixed financing option. If that multi-stage, high-efficiency system is priced at $10,000, the monthly payment is only $116. Sure, it’s $3,500 more than just the base 14 SEER single-stage system, but if you saved just $50 per month on your utility bill, that’s $6,000 saved over the period of the loan. That savings will more than cover the upgrade as well as the interest costs of the entire system! By financing a replacement AC unit and selecting a high-efficiency model, the utility savings of the more efficient system cover the cost over time.

Furthermore, the manufacturer’s warranty is 10 years, which coincides with the average life of a heat pump system in Central Florida. If you added a worry-free 10-year labor agreement, you would have no cost of repair for the average life span of the equipment for only an additional $9.11 a month on this loan.

In summary, that $10,000 multi-stage high-efficiency system on the 10-year EnerBank loan pays for itself, covers the interest cost of the loan, and requires no out-of-pocket expense for a full 10 years for approximately $125 per month. AC unit financing has never been easier!

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HVAC Financing with EnerBank USA

Talk to your Comfort Advisor for 36 month, 0% option!


12 months SAC

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment terms vary from 24 to 132 months. Interest waived if repaid in 365 days. 18.58% fixed APR, effective as of January 1, 2019, subject to change. Interest starts accruing when the loan closes.


6.99% 10 years

*Loans provided by EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. Repayment term is 120 months. 6.99% fixed APR. Minimum loan amounts apply. The first monthly payment will be due 30 days after the loan closes.

This special offer is exclusive to Carrier dealer like Greens Energy Services! Take advantage of this financing promotion:

  • 60 months special financing available with approved credit

Contact a member of our team for more information on this financing special.

HVAC Financing in Orlando, FL

A Carrier® credit card* is an easy and convenient way to pay for your Carrier® purchases. Plus, as a Carrier® cardholder you can enjoy exclusive special benefits throughout the year, such as:

  • Special promotional offers where available
  • Open line of credit for all your purchasing needs
  • Quick credit decision
  • Convenient monthly payments
  • Easy online account management

*The Carrier® credit card is issued with approved credit by Wells Fargo Bank, N.A., an Equal Housing Lender. Apply for the Carrier® credit card by selecting the button below. Carrier® is a Registered Trademark of Carrier Corporation. If you choose to apply online, you must provide an e-mail address. We will notify you of the credit decision online.

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“Love Greens!!! We had a few different companies and quotes come to our home prior to bringing in Greens Energy. The difference was unbelievable, Jason (one of the technicians), arrived…” - John
“Wonderful same-day service! The tech, George, who came out was very knowledgeable, friendly and efficient. I couldn't have asked for better service. They had my AC working properly within 2…” - Pamela
“The technician Winston was great to work with. Recognized the machine was under warranty before replacing parts on the unit. Solved the problem efficiently and effectively.” - Cindy
“"I wanted to thank you for you and your crews professionalism. My daughter said the crew was outstanding . I had just about given up hope for ever having air…” - Dee Schwartz
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